Health Insurance Policy Renewal
Posted: December 12, 2014
I was pleasantly surprised this week when I decided to take a portion of my workday morning to complete this coming year's renewal of my health insurance policy. Last spring, for the first time in about five years, I elected to apply for health insurance. I went through the federal health insurance exchange.
Unlike last year, though, the process was relatively simple. In fact, the entire online experience took only about 25 minutes once I was able to figure out my user name and password.
I had been receiving daily reminders in my e-mail inbox to apply for this coming year's health insurance coverage by December 15th. Last year, I delayed applying for insurance until mid-February, so my policy was not in effect until April 1st. Since I broke my ankle after slipping on ice nearly four weeks ago, I felt it would be prudent for me to not lose any coverage since I will soon have my cast removed, stitches taken out and start some sort of physical therapy.
Fortunately, the policy that I had last year appears like it will cost me only about $22 more per month. I was expecting a slightly higher increase based on what the media was telling us about higher premiums for President Obama's Affordable Care Act (ACA). However, even though my deductible will be going up $100 for 2015, I thought a $22 monthly increase was pretty reasonable.
If you or someone you know is applying for health insurance again through the federal exchange program online, please let me know how the process went for you. I am always a bit leery of a government program that runs so smoothly.
RANDOM THOUGHT: The effort by UW-Stout Chancellor Bob Meyer to lobby the UW System Board of Regents to consider allowing the three area universities to create the Northwest Wisconsin Engineering Consortium is admirable and makes sense to me. I have wondered why area high school students who wish to get an engineering degree start at one of the local universities and end up finishing their post-secondary education in Madison, Milwaukee or Platteville.
There is definitely a need for more engineering programs in the Chippewa Valley. Area employers have been asking for help so that they don't have to recruit employees to move to West Central Wisconsin. It's time for this to happen.