New Credit Card Scam
Posted: December 18, 2015
I recently received an e-mail from a subscriber who wanted to get the word out about a clever new credit card scam. With the holidays approaching soon, it's important that consumers are aware of the various ways that scammers can dupe customers into providing valuable credit card information without knowing that they were being scammed.
Here is the story:
"About a week ago, I received a phone call from someone saying that he was from some outfit called "Express Couriers" (the name could be any courier company). He asked if I was going to be home because there was a package for me that required a signature.
"The caller said that the delivery would arrive at my home in roughly an hour. Sure enough, about an hour later, a uniformed delivery man turned up with a beautiful basket of flowers and a bottle of wine. I was very surprised since there was no special occasion or holiday and I certainly didn't expect anything like this. Intrigued, I inquired as to who the sender was. The courier replied, "I don't know. I'm only delivering the package."
He then went on to explain that because the gift contained alcohol, there was a $3.50 "delivery/verification charge", providing proof that he had actually delivered the package to an adult of legal drinking age.
"This sounded logical and I offered to pay him cash. He said, though, that the delivery company required payment to be by credit or debit card only."
"By this time, my husband, pulled out his credit card and the delivery man asked him to swipe the card on a small mobile card machine with a small screen and keypad. My husband typed in his PIN number and a receipt was printed."
"To our horrible surprise, between Thursday and the following Monday, $4,000 had been charged/withdrawn from our credit/debit account at various ATM machines."
"Apparently, the "mobile credit card machine", which the deliveryman carried now had all of the necessary information to create a "dummy" card with all of our card details, including the PIN number."
"Upon finding out about the illegal transactions on our card, we immediately notified the bank which issued us a new card and our credit/debit account was closed," stated the subscriber.
WARNING: Be wary of accepting any "surprise gift or package", which you neither expected nor personally ordered.